Your entire AML/CTF programme. One platform.
BNDRY gives compliance teams a connected platform for the full AML/CTF lifecycle — from customer onboarding and screening through to investigations, SMR lodgement, and annual reporting.
AML/CTF obligations have never been more demanding.
Australia's 2026 AML/CTF reforms represent the most significant expansion of the financial crime framework in two decades. Tranche 2 obligations now apply to lawyers, accountants, real estate agents, and high-value dealers — and existing regulated entities face materially higher expectations across all programme elements.
A risk-based programme, not a checklist
AUSTRAC expects demonstrably risk-based programmes — with documented ML/TF risk assessments, proportionate controls, and evidence of ongoing effectiveness. Tick-box compliance no longer satisfies regulatory intent.
Tranche 2 brings thousands of new entities
From 1 July 2026, lawyers, accountants, real estate agents, conveyancers, and precious metal dealers face full AML/CTF obligations. Most don't have the systems to meet them yet.
Seven years of records, examination-ready
Every CDD check, screening result, SMR, investigation, and compliance decision must be retained for seven years — and be producible if AUSTRAC comes asking.
Every obligation. One platform.
Screening
Customer identification and AML checks
ID verification against government sources. PEP, sanctions, and adverse media screening. KYC and KYB workflows including beneficial ownership. Continuous re-screening as data sources update.
Monitoring
Transaction monitoring and behavioural alerts
Configure monitoring rules by customer risk tier and transaction type. Real-time alerts on threshold breaches. Automatic risk profile updates when material changes occur.
Investigations
UAR and SMR case management
Structured investigation workspaces with collaborative tools. UAR-to-SMR pipeline. BNDRY pre-populates SMR fields from entity and case data. Direct AUSTRAC submission.
Reporting
Regulatory reporting and record-keeping
Pre-filled SMRs, TTRs, and IFTIs. Audit-ready records for every compliance decision. Annual compliance reporting support. Seven-year retention built in.